Every year, about 71.1 million people fall victim to cybercrime. (Infosecurity magazine, 2022). Most likely, you’d have received at least one of these before – an email, text message or a suspicious call requesting your bank details, OTP, answers to security questions, etc. Unfortunately, it can be hard to detect online scammers because they constantly change their tactics. Cybercrime can involve financial fraud and identity theft.
We have identified some viable and easy ways to protect you from online fraud.
1. Set Strong Password
Choose a password that will be hard for others to guess and easy for you to remember. A strong password should include a mix of upper and lower case letters, numbers and special characters. You should change your passwords often to reduce the risk of getting hacked. If we may ask, when last did you change the passwords to your email?
2. Secure Your Internet Connection
Protect your network with a secure password. When connecting to public Wi-Fi networks, be cautious about the information you send over. Avoid sharing sensitive details while connected to a public Wi-Fi.
3. Update Your Devices Security
Keep your gadgets – computers, laptop, phones and software up to date with the latest security software, web browser, and operating system. They are the best defences against viruses, malware, and other online threats. Turn on your automatic updates for an easy fix.
4. Keep Your Personal Information Personal
Be careful about how much personal information you share online. Do not share your pins and passwords with any third party; it’s called “personal” for a reason.
5. Beware of Phishing Scams
Scammers use email or text messages to trick you into giving them your personal information. They may try to steal your passwords, account numbers or financial details. To prevent this, secure your accounts with multi-factor authentication. Let’s do a quick exercise, write down all the digital platforms you use and activate 2-factor authentication on all if you haven’t done so.
How about those broadcast messages that often take the round online, requesting users to click a link and get a prize, usually an attractive offer. Those links are UNSAFE and could expose you to cyber theft. Beware of Awoof!
6. Transact safely
Make sure the shopping and other transactional websites you use are secure. Verify that the website address starts with “https”. Look out for a tiny padlock symbol on the page whenever you’re browsing.
Also, beware of offers that seem too good to be true, and always use an online shopping service that you are familiar with and trust. Do not forget to read the site’s privacy policies. That sounds like a lot, right? If you’re the type who’d rather click “I agree” to all the terms without reading them, it’s time for a change of habit.
The get-rich-quick syndrome is eating deep into our society; hence, it is important to take necessary precautions to stay safe while interacting online. By the way, reading the points alone won’t help you; actioning them would. It’s better to be safe than sorry.
Operations Office: 5 Ogunsiji close, Off Adebayo Solanke Avenue, Allen, Ikeja
Head Office: 8, Louis Solomon Close, Victoria Island, Eti Osa, Lagos, Nigeria.
08150867403 (Official hours only)
+(234) 807 966 4791 (Official hours only)
Business Mngr. and Enterprise Solution
Akinsanmi is a high-performing operations-management executive with expertise in optimizing organizational processes through system automation. His career accomplishments consist of more than 10 years of experience implementing technology projects, developing product requirements, and analysing support strategies and processes to facilitate improved operations and efficiency. A proficient problem-solver who designs solutions and assists developers with issues by envisioning business and technical perspectives to a problem. When it comes to completing a job from start to finish, the value of clarity and good communication can’t be overstated, his superior communication and problem-solving skills allow him to excel in driving teams through all facets of project life cycles and realizing improved efficiency and productivity.
Grown through the ranks at Chams PLC, starting as Biometric Technology Support, Database Administrator, and presently a Business Manager, he has efficiently led diverse teams to oversee, manage and successfully deliver a number of technology change management projects for both government and private clients. Applying strong relationship and stakeholder management skills, he has ensured the utmost satisfaction of all clients. His expertise, experience, and achievement across projects includes Business Analysis, Process Improvement/Automation, Open Source Development, ERP, HR and Payroll Automation and Auditing, Data Analysis, Public Financial Management Automation.
Reinforcing his experience are credentials that include a Master’s Degree in Information Technology from the prestigious University of Lagos, as well as various other professional certifications including Certified Business Analyst from Imarticus Learning in India, Oracle Certified Professional, Microsoft Certified Technology Specialist and a recognised Odoo Partner.
Head of Sales, VOTA & I’m Alive
Babatope Olulode is the Assistant General Manager, Sales. He works primarily on VOTA and I’m Alive Solutions for the Company. With working experience in a vast variety of industries in Nigeria and the United States, he leads the sales effort to ensure that Chamsmobile products are highly sought after and exceed the expectations of our clients.
Prior to Chamsmobile, Tope worked at NETCOM Africa and was on the Board of Management of John Holt PLC as General Manager overseeing assets worth over N10 Billion. He also worked in Logistics as the Chief Operating Officer of CFL Logistics and Head, Business Development at Flux Logistics, a member of the Superflux Group. He was appointed as MD/CEO of Sattrak Telematics in 2008 after working with Nextzon Business Services, a firm providing Business advisory, venture financing and management, outsourcing and consulting services. In the United States, he joined AWABCO as a Manager and later JWB Ventures as General Manager after receiving a 98.5% score in serve-safe certification.
A multi-disciplinary and lifelong learner, Tope holds a Bachelor of Technology Degree from the Ladoke Akintola University of Technology Ogbomoso, and is a member of the American Marketing Association AMA. He earned an MBA from the Louisiana State University in 2004 and was awarded the Don Wilcox Scholarship for Outstanding Academic Performance. He’s an avid Film critic and loves to travel.
Executive Director
Kayode Akomolafe is the Executive Director, Chamsmobile. Before his appointment, he was the Chief Operating Officer, Chams Plc. He is an accomplished professional in project management with over 20years experience in diverse field which include Identity management, solution design, system architect, customer service, IT operations and infrastructure.
Sequel to joining Chams Plc in 2008, Kayode worked with Aeriel Link Communications, a public relation outfit in Lagos as Business Development executive and Mr Biggs Division of UAC as Operations Auditors and Compliance Manager. He has managed and led different teams to deliver several projects for federal, state and private institutions out of which are ChamsCity digital mall that got the Guinness world record, NCC SIM registration, Nigeria Airforce identity management and staff audit, Nigeria Custom identity management system, Osun state staff audit, including human resources and payroll solution, and the famous national identity project with NIMC.
He holds a Bachelor of Technology from Federal University of Technology Akure, a Master’s Degree in Information System Technology from University of Liverpool, UK and an Executive MBA from Lagos Business school. He is an Alumni of Nanyang Business School, Singapore. He is a certified Scrum Master, a Professional Member of British Project Professional Society, Scrum Alliance USA and Agile Practitioners Association of Nigeria.
CEO/Managing Director
Mayowa Olaniyan is a finance and management expert. She is the Managing Director and Chief Executive Officer of Chamsmobile Limited, an associate company of Nigeria’s long-standing indigenous technology company, Chams Plc.
Mayowa’s managerial and strategy expertise is sought after in the corporate sector. With an accomplished career of over 27 years that spans across finance, audit, automobile, and technology, Mayowa is a thoroughbred professional and resilient administrator whose business leadership is well recognized among C-Level Executives, Board of directors, Regulatory Authorities and other key Stakeholders for the many outstanding performances in delivering company’s business and financial objectives.
Until her appointment as MD/CEO of Chamsmobile, Mayowa oversaw Chams Plc’s finance, strategy and services as Executive Director. In this role, she led the refinancing of Chamsmobile and reengineered the company’s mobile money operations and positioned same to play alongside other big leagues in the industry and also drove the financial and business strategy that shot the Chams group back to profitability. Prior to that role, she served as the Chief Strategist and Financial Officer.
A chartered accountant of repute, a Fellow of the Institute of Chartered Accountants of Nigeria (FCA) and Fellow of Chartered Certified Accountants (FCCA), global body for professional Accountants, Mayowa holds an MBA from Edinburgh Business School, Heriot-Watt University, UK.
She has a degree in Applied Accounting and post graduate diploma from Oxford Brooks University, UK. She is an alumna of NANYANG Technology University, Singapore and the prestigious Pan Atlantic University (Lagos Business School), Nigeria.