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Nigeria's Fast Rising Mobile Money Platform

Discover Kegow!
One Wallet that Meets All Your Financial Needs.

Pay Utility bills, transfer and receive funds, Top-up airtime and data instantly.
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Digital Payments
Secured Transactions
Easy to use
Five products, one licence

Pick the rail you need.

Each product stands on its own and is deployed independently. They share one identity layer, one compliance posture and one settlement engine.

Kegow Individual Wallet

Take full control of your personal finances with the Kegow Individual Wallet. Send and receive money instantly, pay bills, shop online, and access a wide range of financial services—all in one secure platform.

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Kegow Business Wallet

Empower your business with the Kegow Business Wallet. Accept payments from customers, make bulk transactions, manage employee payroll, and enjoy seamless financial operations designed to help your business grow.

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Virtual Accounts

Stop manually checking bank alerts or chasing down payment screenshots. Give every customer or order their own unique account number so your system automatically flags, tracks, and confirms payments the moment they land.

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Wallet as a Service

Let your users hold, spend, and manage money right inside your own app or website. We provide the underlying engine so you can launch digital wallets and handle balances without building a banking infrastructure from scratch.

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Agency Banking

Take cash points directly into your neighborhood or manage your own network of agents. We provide the reliable POS terminals and tools to let customers deposit, withdraw, and pay bills right in their community

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Built for Safety, Built for your peace of mind

Every Chamsmobile product we build runs on a fully licensed, compliant, and secure platform. Whether you are managing personal funds, running a business, or launching an enterprise app, your money moves safely with us.
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Our Partners

ANMFI Nigeria CAPDAN King's College, Lagos 1004 Estates Chartered Institute of Taxation of Nigeria Anambra State Government FirstBank NIBSS Hydrogen Sig-Cover NIMN Osun State Government ICAN Nigerian Bar Association Bank of Agriculture eTranzact NAPPS

Blogs & Articles

Discover the roadmap to financial success! Stay updated with the latest tips and trends on our blog
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Frequently Asked Questions

Some frequently asked questions have been answered for you.

Report immediately to the KEGOW support team via email, call or chat.

Required: Full name, phone number, BVN or NIN, contact address, gender, date of birth and passport photograph.

  • Single transaction limit of ₦20,000
  • Daily cumulative transaction limit of ₦50,000
  • Cumulative balance of ₦300,000

Required: Full name, phone number, contact address, gender, date of birth and photograph, valid ID (International passport, Driver’s License, NIMC slip and Voter’s card), BVN and NIN.

  • Single transaction limit of ₦50,000
  • Daily cumulative transaction limit of ₦200,000
  • Cumulative balance of ₦500,000

Required: Full name, phone number, contact address, gender, date of birth and photograph, valid ID (International passport, Driver’s License, NIMC slip and Voter’s card), BVN, NIN and utility bill of the address used for registration (within the last 3 months).

  • Single transaction limit of ₦1,000,000
  • Daily cumulative transaction limit of ₦5,000,000
  • Cumulative balance – no limit

Download Kegow Mobile App today

Enjoy fast, secure and reliable Transactions

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App Store

Operations Office: 5, Ogunsiji close, Off Adebayo
Solanke Avenue, Allen, Ikeja
Head Office: 8, Louis Solomon Close, Victoria Island,
Eti Osa, Lagos, Nigeria.

info@chamsmobile.com
+(234)08150867403 (Official hours only)
+(234) 807 966 4791 (Official hours only)

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©2026 Chamsmobile. All rights reserved.

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Akinsanmi Adeleke

Business Mngr. and Enterprise Solution

Akinsanmi is a high-performing operations-management executive with expertise in optimizing organizational processes through system automation. His career accomplishments consist of more than 10 years of experience implementing technology projects, developing product requirements, and analysing support strategies and processes to facilitate improved operations and efficiency. A proficient problem-solver who designs solutions and assists developers with issues by envisioning business and technical perspectives to a problem. When it comes to completing a job from start to finish, the value of clarity and good communication can’t be overstated, his superior communication and problem-solving skills allow him to excel in driving teams through all facets of project life cycles and realizing improved efficiency and productivity.

Grown through the ranks at Chams PLC, starting as Biometric Technology Support, Database Administrator, and presently a Business Manager, he has efficiently led diverse teams to oversee, manage and successfully deliver a number of technology change management projects for both government and private clients. Applying strong relationship and stakeholder management skills, he has ensured the utmost satisfaction of all clients. His expertise, experience, and achievement across projects includes Business Analysis, Process Improvement/Automation, Open Source Development, ERP, HR and Payroll Automation and Auditing, Data Analysis, Public Financial Management Automation.

Reinforcing his experience are credentials that include a Master’s Degree in Information Technology from the prestigious University of Lagos, as well as various other professional certifications including Certified Business Analyst from Imarticus Learning in India, Oracle Certified Professional, Microsoft Certified Technology Specialist and a recognised Odoo Partner.

Babatope Olulode

Head of Sales, VOTA & I’m Alive

Babatope Olulode is the Assistant General Manager, Sales. He works primarily on VOTA and I’m Alive Solutions for the Company. With working experience in a vast variety of industries in Nigeria and the United States, he leads the sales effort to ensure that Chamsmobile products are highly sought after and exceed the expectations of our clients.

Prior to Chamsmobile, Tope worked at NETCOM Africa and was on the Board of Management of John Holt PLC as General Manager overseeing assets worth over N10 Billion. He also worked in Logistics as the Chief Operating Officer of CFL Logistics and Head, Business Development at Flux Logistics, a member of the Superflux Group. He was appointed as MD/CEO of Sattrak Telematics in 2008 after working with Nextzon Business Services, a firm providing Business advisory, venture financing and management, outsourcing and consulting services. In the United States, he joined AWABCO as a Manager and later JWB Ventures as General Manager after receiving a 98.5% score in serve-safe certification.

A multi-disciplinary and lifelong learner, Tope holds a Bachelor of Technology Degree from the Ladoke Akintola University of Technology Ogbomoso, and is a member of the American Marketing Association AMA. He earned an MBA from the Louisiana State University in 2004 and was awarded the Don Wilcox Scholarship for Outstanding Academic Performance. He’s an avid Film critic and loves to travel.

Kayode Akomolafe

Executive Director

Kayode Akomolafe is the Executive Director, Chamsmobile. Before his appointment, he was the Chief Operating Officer, Chams Plc. He is an accomplished professional in project management with over 20years experience in diverse field which include Identity management, solution design, system architect, customer service, IT operations and infrastructure.

Sequel to joining Chams Plc in 2008, Kayode worked with Aeriel Link Communications, a public relation outfit in Lagos as Business Development executive and Mr Biggs Division of UAC as Operations Auditors and Compliance Manager. He has managed and led different teams to deliver several projects for federal, state and private institutions out of which are ChamsCity digital mall that got the Guinness world record, NCC SIM registration, Nigeria Airforce identity management and staff audit, Nigeria Custom identity management system, Osun state staff audit, including human resources and payroll solution, and the famous national identity project with NIMC.

He holds a Bachelor of Technology from Federal University of Technology Akure, a Master’s Degree in Information System Technology from University of Liverpool, UK and an Executive MBA from Lagos Business school. He is an Alumni of Nanyang Business School, Singapore. He is a certified Scrum Master, a Professional Member of British Project Professional Society, Scrum Alliance USA and Agile Practitioners Association of Nigeria.


Mayowa Olaniyan

CEO/Managing Director

Mayowa Olaniyan is a finance and management expert. She is the Managing Director and Chief Executive Officer of Chamsmobile Limited, an associate company of Nigeria’s long-standing indigenous technology company, Chams Plc.

Mayowa’s managerial and strategy expertise is sought after in the corporate sector. With an accomplished career of over 27 years that spans across finance, audit, automobile, and technology, Mayowa is a thoroughbred professional and resilient administrator whose business leadership is well recognized among C-Level Executives, Board of directors, Regulatory Authorities and other key Stakeholders for the many outstanding performances in delivering company’s business and financial objectives.

Until her appointment as MD/CEO of Chamsmobile, Mayowa oversaw Chams Plc’s finance, strategy and services as Executive Director. In this role, she led the refinancing of Chamsmobile and reengineered the company’s mobile money operations and positioned same to play alongside other big leagues in the industry and also drove the financial and business strategy that shot the Chams group back to profitability. Prior to that role, she served as the Chief Strategist and Financial Officer.

A chartered accountant of repute, a Fellow of the Institute of Chartered Accountants of Nigeria (FCA) and Fellow of Chartered Certified Accountants (FCCA), global body for professional Accountants, Mayowa holds an MBA from Edinburgh Business School, Heriot-Watt University, UK.

She has a degree in Applied Accounting and post graduate diploma from Oxford Brooks University, UK. She is an alumna of NANYANG Technology University, Singapore and the prestigious Pan Atlantic University (Lagos Business School), Nigeria.